Business Planning

Whether you're thinking about launching a new business or planning to expand an existing one, our team can help you create, grow and protect your business's value.

We'll work with you to develop a personalized financial plan with solutions designed to meet the unique needs of your business, with strategies to:

  • Integrate all aspects of financial planning for your business and your personal life to ensure success on both fronts.
  • Minimize risk by being prepared for the unexpected.
  • Safeguard your business with coverage to help offset the loss of cash flow if you become sick or hurt.
  • Recruit and retain employees with competitive benefits programs.
  • Enhance your benefits programs to reward employees who are key to the success of your business.
  • Transition your business smoothly with a properly designed and funded business succession plan.

Business Continuation Planning

What will happen to your business when you retire, or if you become permanently disabled or die? What's the value of your business, and how much is each owner's share worth? Because we specialize in business continuation planning, we can help you answer these and other questions. Together we can develop a range of solutions to help protect your business, should something unforeseen happen down the road.

Employee Benefits

One of the biggest challenges faced by business owners today is the need to recruit, retain and reward talented employees. A well-designed benefits package can give you a competitive advantage in the war for talent.

Our team can help you design a quality, affordable benefit plan that may include features such as:

  • Group health insurance*
  • Group life insurance
  • Group disability income insurance
  • Dental insurance*
  • Vision insurance*
  • Flexible spending accounts

Executive Benefits

As a business owner, it’s important for you to recognize the dedication and commitment of your most important contributors. Our team can help you design an executive benefits package that provides additional compensation to selected employees, which may include:

  • A supplemental executive retirement plan that allows you to promise to pay additional income to yourself or your key employees at a later date, which is usually retirement.
  • An executive deferred compensation plan that allows you or your key employees to forgo receipt of a portion of current income until a later date, which is usually retirement.
  • Bonus plans that provide you or your key employees with additional income that can be used to purchase insurance, annuity or investment products.

Qualified Plan Benchmarking

Understanding how your retirement plan compares to industry benchmarks for expenses, performance and design is not only a good business practice, it is becoming a regulatory expectation. Based on our experience and industry resources, we will provide you with comparative data to document a sound due diligence process.

Qualified Plan Design Assistance

Sponsoring a qualified plan is a critically important step toward achieving retirement security for you and your employees. Choosing the right plan design elements will allow you to balance your goals for tax deferred wealth accumulation with the cost and complexity involved. Together with our plan specialists, we will help you to evaluate multiple plan design options and understand the impact they will have on you, your employees and the bottom line.

Qualified Plan Employee Education

Qualified plan benefits are most effective when they are thoroughly understood and properly utilized by plan participants. Quality benefits education is not a one-time event but rather a long term program to build awareness, understanding and appreciation. We will work with you to develop and deliver a comprehensive education plan across multiple media to help produce positive results.

Qualified Plan Fiduciary Education

As a retirement plan sponsor you face a sometimes bewildering array of regulations and responsibilities. It is important to find a source of trustworthy information to help you to manage your responsibilities and mitigate the associated risks. Let me help you to understand your options to develop an approach that works for you and your plan.


*Group health and certain employee benefit services are offered through an independently owned and operated company, which is not affiliated with, nor a subsidiary of The Northwestern Mutual Life Insurance Company.